Cash when you need it. Paid the moment you're approved.
Short-term loans from an NCR registered credit provider in Midrand. Once approved, the money is paid straight into your bank account.
01 Short-term loans
Need cash quickly? We specialise in short-term loans, with the money paid into your bank account instantly once approved.
02 Requirements
Three documents.
Nothing more.
Tap each one you have ready.
Gather your documents and you can apply in minutes.
03 Process
From application
to cash in hand.
- 01
Apply
Use the short form below or message us on WhatsApp.
- 02
Send documents
Share your statements, payslips and ID in the chat.
- 03
Assessment
We check affordability so the loan fits your budget.
- 04
Paid instantly
Once approved, the money lands in your bank account.
The money is paid into your account the moment you're approved.
04 Our promise
Smart Credit
Loans sized to what you can comfortably repay.
Fair Terms
Costs and repayment dates explained clearly before you sign.
Trusted Service
A registered lender you can reach directly on WhatsApp.
Thomas SihlanguFounder & CEO, Mud Gold Micro Finance
05 Apply
Apply in
two minutes.
Fill in your details and WhatsApp opens with your application ready to send. Attach your documents in the same chat.
06 Questions
Good to know.
What do I need to apply?
Your last 3 months' bank statements, your last 3 months' payslips and a copy of your ID.
How quickly do I get the money?
Once your loan is approved, the money is paid into your bank account instantly.
Can I apply from my phone?
Yes. Use the form on this page or WhatsApp us on 060 947 7703 and send your documents in the chat.
Is Mud Gold a registered lender?
Yes. Mud Gold Micro Finance is registered with the National Credit Regulator (NCR) and lends under the National Credit Act.
Where are you based?
We are based in Midrand, Gauteng.